Car Finance Options to Help You Find Your Next Vehicle
Straightforward finance options from a family-run East Sussex dealership.
Purchasing a vehicle is a significant investment, so our team aims to make the finance process as clear, straightforward and hassle-free as possible.
Finance can be an important part of the car-buying journey. We work with a carefully selected panel of finance providers to help customers explore suitable options for their circumstances, subject to status and lender approval.
Whether you are looking to spread the cost of your next vehicle or would prefer the flexibility of changing your car more regularly, our friendly team can help explain the available options without unnecessary jargon.
Why Consider Car Finance?
Vehicle finance may help make your next car more manageable by allowing you to spread the cost over an agreed period.
£ Manageable Monthly PaymentsSpread the cost of your vehicle through agreed monthly payments rather than paying the full purchase price upfront. | ✓ Clear Finance OptionsOur team can explain the available products, helping you understand the key features before making a decision. |
UK Panel of Finance ProvidersWe work with a panel of trusted finance providers to help customers explore suitable funding options. | 45+ Established Family-Run DealershipFriendly and knowledgeable service from a dealership that has been serving motorists since 1980. |
Car Finance Explained
Different finance products work in different ways. The right option will depend on the vehicle, your personal circumstances and how you intend to use the car.
Availability is subject to status, lender approval and the terms offered by the finance provider.
Hire PurchaseHire Purchase, often referred to as HP, is a finance agreement secured against the vehicle. You will usually pay an initial deposit followed by fixed monthly payments over an agreed term. Once all payments and any applicable option-to-purchase fee have been made, you will own the vehicle. |
Personal Contract PurchasePersonal Contract Purchase, commonly known as PCP, may appeal to customers who prefer lower monthly payments or like to change their vehicle more regularly. A PCP agreement will usually include a deposit, monthly payments and an optional final payment. At the end of the agreement, you may be able to pay the optional final payment to keep the vehicle, return the vehicle, or use any available equity towards another vehicle, subject to the agreement terms. |
Personal Leasing or Contract HirePersonal Leasing, also known as Contract Hire, allows you to use a vehicle for an agreed period while making regular monthly payments. Unlike Hire Purchase or PCP, there is no option to purchase the vehicle at the end of the agreement. The vehicle is returned to the finance provider, subject to the agreed mileage allowance, condition requirements and contract terms. |
Not Sure Which Finance Option Is Right for You?
Our team can explain the available finance products and help you understand the key differences before you decide how to proceed.
Helpful Car Finance Videos
These short videos provide a simple introduction to dealership finance, Hire Purchase and Personal Contract Purchase.
Why Finance Through a Dealership?
What Is Hire Purchase?
What Is Personal Contract Purchase?
Apply for Car Finance
Complete the finance application below to begin exploring your available options.
Applying does not guarantee acceptance. Finance is subject to status, lender approval and the terms offered by the finance provider.
Important Finance Information
Hailsham Motoring Centre acts as a credit broker and not a lender. We can introduce you to a limited number of finance providers and may receive a commission.
We do not charge a fee for arranging finance. The commission received does not affect the amount payable under your credit agreement.
We are a credit broker and not a lender.
We are able to introduce you to a limited number of lenders and their finance products which may have different interest rates and charges.
We do not charge a fee for our credit brokering services provided to you, however the lender we introduce you to, we will typically receive commission from. This will be either a fixed fee or a fixed percentage of the amount you borrow.
The lender we work with may pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to the lender under your credit agreement.
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